CWRT INSURANCE SURVEY ANALYSIS

One of the most interesting organizational behaviors that the pandemic revealed is how vulnerable nonprofits and the members of their boards of directors can become when holding in-person events like meetings, tours, picnics, conferences, symposia, etc. CWRT Congress was very interested in finding out more about the practice of CWRTs in this regard.

• It is important that every CWRT leader know the basics of their organization’s operations including if there is an existing insurance policy, the type of coverage and the agent’s contact information.

• Every CWRT leader should understand the different insurance policies that a CWRT might consider.

• CWRT leadership should hold periodic discussions about their insurance needs.

• CWRT leaders should have a dialogue with their host organization to determine whether their insurance will cover the CWRT in terms of general liability.

• Safety and Risk mitigation should be an integral part of the management plan of every CWRT including the location of evacuation exits, where fire extinguishers are located and how to use them, basic first aid, etc.

• Those CWRTs that hold symposia, battlefield tours and other one-off events should consider purchasing short-term general liability insurance.