ZOOM IN THE ROOM SURVEY ANALYSIS

One of the many questions that the pandemic brought forward is whether or not CWRTs should consider insurance, they best type(s) of insurance for nonprofits, and if the risk is worth the expense. Those were the primary questions that drove development of this survey.

• It is important that every CWRT leader know the basics of their organization’s operations including if there is an existing insurance policy, the type of coverage and the agent’s contact information.

• Every CWRT leader should understand the different insurance policies that a CWRT might consider.

• CWRT leadership should hold periodic discussions about their insurance needs.

• CWRT leaders should have a dialogue with their host organization to determine whether their insurance will cover the CWRT in terms of general liability.

• Safety and Risk mitigation should be an integral part of the management plan of every CWRT including the location of evacuation exits, where fire extinguishers are located and how to use them, basic first aid, etc.

• Those CWRTs that hold symposia, battlefield tours and other one-off events should consider purchasing short-term general liability insurance.